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South Carolina Municipal Insurance and Risk Financing Fund
Heather Ricard, Director of Risk Management Services, Municipal Association of SC, and City Administrator Eddie Case, City of Fountain Inn
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Columbia, SC "The City of Fountain Inn was recognized by the South Carolina Municipal Insurance and Risk Financing Fund for workplace safety in the Division II category. Division II was for cities and towns with 51 to 150 employees. The South Carolina Municipal Insurance and Risk Financing Fund, sponsored by the Municipal Association of South Carolina, is the city's property and liability insurance provider .

The City of Fountain Inn has been a member of SCMIRF since 2010. Since joining SCMIRF, the city has utilized the program's resources such as the employment and labor hotline; the SCMIRF model law enforcement policies and LocalGovU online training resources to enhance its risk management policy development; training initiatives; and review of property and liability losses. The city staff has reduced or eliminated the risks that lead to losses.

Award winners were determined based on a formula that includes the number of hours employees work along with the severity and frequency of incidences on the job. There were three population divisions with one winner in each division. Winners received a plaque, $2500 to purchase safety equipment and training for their municipal employees, and a recognition luncheon. City officials were recognized at the Municipal Association's Annual Meeting on July 19.

The SCMIRF program is member-owned and was established in the 1980s as a response to the lack of stable and affordable property and liability coverage for SC cities and towns. In addition to the property and liability coverage designed specifically for municipal governments, SCMIRF also offers free onsite and online training, grant funding, access to a labor hotline and other benefits.     

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